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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$265,701$265,701$375,300
Remaining term (yrs)21.721.730.0
Secondary amount$0$109,599$0
Funding fee$0$0$0
Note rate4.57%4.57%7.18%
Blended rate5.42%6.173%7.42%
1st payment$1,604.61$1,604.61$2,542.41
2nd payment$0.00$730.66$0.00
Taxes / mo$253.00$253.00$253.00
Insurance / mo$150.00$150.00$150.00
MI / mo$222.49$222.49$75.06
HOA / mo$0.00$0.00$0.00
Total monthly$2,230.11$2,960.77$3,020.47
Cash to close$151,299$41,700$41,700