Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$520,049	$495,000
Remaining term (yrs)	28.6	30.0
Secondary amount	$0	$0
Funding fee	$2,600	$0
Note rate	4.25%	7.18%
Blended rate	4.25%	7.42%
1st payment	$2,617.59	$3,353.30
2nd payment	$0.00	$0.00
Taxes / mo	$468.67	$468.67
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$99.00
HOA / mo	$50.00	$50.00
Total monthly	$3,302.92	$4,137.64
Cash to close	$29,951	$55,000