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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,014,566$1,014,566$1,052,775
Remaining term (yrs)28.028.030.0
Secondary amount$0$38,209$0
Funding fee$5,073$5,073$0
Note rate6.54%6.54%7.18%
Blended rate6.54%6.629%7.42%
1st payment$6,583.75$6,583.75$7,131.86
2nd payment$0.00$286.57$0.00
Taxes / mo$269.92$269.92$269.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$210.55
HOA / mo$0.00$0.00$0.00
Total monthly$7,070.34$7,356.90$7,829.00
Cash to close$155,184$116,975$116,975