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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$198,510$198,510$216,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$29,490$0
Funding fee$0$0$0
Note rate2.7%2.7%7.18%
Blended rate3.55%4.627%7.42%
1st payment$925.93$925.93$1,463.26
2nd payment$0.00$291.82$0.00
Taxes / mo$107.17$107.17$107.17
Insurance / mo$150.00$150.00$150.00
MI / mo$161.70$161.70$43.20
HOA / mo$200.00$200.00$200.00
Total monthly$1,544.80$1,836.63$1,963.63
Cash to close$41,490$12,000$24,000