Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$543,476	$522,000
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$2,717	$0
Note rate	6.42%	7.18%
Blended rate	6.42%	7.42%
1st payment	$3,568.66	$3,536.21
2nd payment	$0.00	$0.00
Taxes / mo	$549.67	$549.67
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$104.40
HOA / mo	$94.67	$94.67
Total monthly	$4,379.67	$4,451.61
Cash to close	$36,524	$58,000