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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,844$335,844$855,000
Remaining term (yrs)23.323.330.0
Secondary amount$0$519,156$0
Funding fee$1,679$1,679$0
Note rate3.51%3.51%7.18%
Blended rate3.51%6.085%7.42%
1st payment$1,754.54$1,754.54$5,792.07
2nd payment$0.00$3,352.88$0.00
Taxes / mo$313.67$313.67$313.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$171.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,284.87$5,637.75$6,493.40
Cash to close$614,156$95,000$95,000