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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$535,269$535,269$1,485,000
Remaining term (yrs)13.713.730.0
Secondary amount$0$949,731$0
Funding fee$2,676$2,676$0
Note rate3.34%3.34%7.18%
Blended rate3.34%6.16%7.42%
1st payment$4,030.99$4,030.99$10,059.91
2nd payment$0.00$6,133.68$0.00
Taxes / mo$750.50$750.50$750.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$297.00
HOA / mo$83.00$83.00$83.00
Total monthly$5,081.16$11,214.84$11,407.07
Cash to close$1,114,731$165,000$165,000