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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$312,469$312,469$447,300
Remaining term (yrs)22.122.130.0
Secondary amount$0$134,831$0
Funding fee$0$0$0
Note rate4.81%4.81%7.18%
Blended rate5.66%6.365%7.42%
1st payment$1,908.30$1,908.30$3,030.17
2nd payment$0.00$898.87$0.00
Taxes / mo$318.25$318.25$318.25
Insurance / mo$166.67$166.67$166.67
MI / mo$257.34$257.34$89.46
HOA / mo$71.00$71.00$71.00
Total monthly$2,721.55$3,620.42$3,675.54
Cash to close$184,531$49,700$49,700