Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$341,479	$310,500
Remaining term (yrs)	29.6	30.0
Secondary amount	$0	$0
Funding fee	$1,707	$0
Note rate	6.3%	7.18%
Blended rate	6.3%	7.42%
1st payment	$2,121.70	$2,103.44
2nd payment	$0.00	$0.00
Taxes / mo	$146.08	$146.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$62.10
HOA / mo	$542.00	$542.00
Total monthly	$2,959.79	$3,003.62
Cash to close	$3,521	$34,500