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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$274,423$274,423$420,300
Remaining term (yrs)21.821.830.0
Secondary amount$0$145,877$0
Funding fee$0$0$0
Note rate4.53%4.53%7.18%
Blended rate5.38%6.289%7.42%
1st payment$1,647.55$1,647.55$2,847.26
2nd payment$0.00$972.52$0.00
Taxes / mo$257.83$257.83$257.83
Insurance / mo$166.67$166.67$166.67
MI / mo$229.52$229.52$84.06
HOA / mo$0.00$0.00$0.00
Total monthly$2,301.57$3,274.08$3,355.82
Cash to close$192,577$46,700$46,700