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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,191$394,191$402,300
Remaining term (yrs)24.524.530.0
Secondary amount$0$30,459$0
Funding fee$1,971$1,971$0
Note rate2.5%2.5%7.18%
Blended rate2.5%3.172%7.42%
1st payment$1,790.00$1,790.00$2,725.32
2nd payment$0.00$301.42$0.00
Taxes / mo$411.58$411.58$411.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.46
HOA / mo$0.00$0.00$0.00
Total monthly$2,351.58$2,653.00$3,367.36
Cash to close$52,809$22,350$44,700