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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$625,048$625,048$652,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$27,452$0
Funding fee$3,125$3,125$0
Note rate3.05%3.05%7.18%
Blended rate3.05%3.3%7.42%
1st payment$2,967.17$2,967.17$4,420.26
2nd payment$0.00$205.89$0.00
Taxes / mo$306.17$306.17$306.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,490.00$3,695.89$5,073.60
Cash to close$99,952$72,500$72,500