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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$315,922$315,922$414,000
Remaining term (yrs)28.428.430.0
Secondary amount$0$98,078$0
Funding fee$0$0$0
Note rate6.87%6.87%7.18%
Blended rate7.42%7.794%7.42%
1st payment$2,107.83$2,107.83$2,804.58
2nd payment$0.00$735.59$0.00
Taxes / mo$462.17$462.17$462.17
Insurance / mo$166.67$166.67$166.67
MI / mo$147.14$147.14$82.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,883.80$3,619.39$3,516.21
Cash to close$144,078$46,000$46,000