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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,055$301,055$540,900
Remaining term (yrs)23.623.630.0
Secondary amount$0$239,845$0
Funding fee$1,505$1,505$0
Note rate3.2%3.2%7.18%
Blended rate3.2%5.218%7.42%
1st payment$1,512.99$1,512.99$3,664.25
2nd payment$0.00$1,549.00$0.00
Taxes / mo$370.83$370.83$370.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.18
HOA / mo$58.00$58.00$58.00
Total monthly$2,108.49$3,657.49$4,367.93
Cash to close$299,945$60,100$60,100