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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$329,813$329,813$675,000
Remaining term (yrs)19.119.130.0
Secondary amount$0$345,187$0
Funding fee$1,649$1,649$0
Note rate2.78%2.78%7.18%
Blended rate2.78%5.322%7.42%
1st payment$1,851.39$1,851.39$4,572.69
2nd payment$0.00$2,229.33$0.00
Taxes / mo$392.58$392.58$392.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$111.00$111.00$111.00
Total monthly$2,571.64$4,800.97$5,427.94
Cash to close$420,187$75,000$75,000