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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$103,930$103,930$427,500
Remaining term (yrs)10.610.630.0
Secondary amount$0$323,570$0
Funding fee$0$0$0
Note rate6.38%6.38%7.18%
Blended rate7.23%7.624%7.42%
1st payment$1,121.40$1,121.40$2,896.03
2nd payment$0.00$2,089.73$0.00
Taxes / mo$300.25$300.25$300.25
Insurance / mo$166.67$166.67$166.67
MI / mo$127.26$127.26$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,715.57$3,805.30$3,448.45
Cash to close$371,070$47,500$47,500