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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$124,928$124,928$256,500
Remaining term (yrs)20.620.630.0
Secondary amount$0$131,572$0
Funding fee$0$0$0
Note rate4.02%4.02%7.18%
Blended rate4.87%6.476%7.42%
1st payment$742.44$742.44$1,737.62
2nd payment$0.00$877.14$0.00
Taxes / mo$133.92$133.92$133.92
Insurance / mo$150.00$150.00$150.00
MI / mo$109.89$109.89$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,136.25$2,013.39$2,072.84
Cash to close$160,072$28,500$28,500