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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,126,879$1,126,879$1,215,000
Remaining term (yrs)27.127.130.0
Secondary amount$0$88,121$0
Funding fee$5,634$5,634$0
Note rate7.22%7.22%7.18%
Blended rate7.22%7.349%7.42%
1st payment$7,889.65$7,889.65$8,230.83
2nd payment$0.00$660.91$0.00
Taxes / mo$412.50$412.50$412.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$243.00
HOA / mo$0.00$0.00$0.00
Total monthly$8,518.82$9,179.73$9,103.00
Cash to close$223,121$135,000$135,000