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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$564,413$564,413$562,500
Remaining term (yrs)28.528.530.0
Secondary amount$0$29,337$0
Funding fee$0$0$0
Note rate6.65%6.65%7.18%
Blended rate7.2%7.431%7.42%
1st payment$3,680.78$3,680.78$3,810.57
2nd payment$0.00$290.31$0.00
Taxes / mo$532.75$532.75$532.75
Insurance / mo$166.67$166.67$166.67
MI / mo$262.79$262.79$112.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,642.98$4,933.30$4,622.49
Cash to close$60,587$31,250$62,500