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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$198,702$198,702$418,500
Remaining term (yrs)18.318.330.0
Secondary amount$0$219,798$0
Funding fee$0$0$0
Note rate3.73%3.73%7.18%
Blended rate4.58%6.245%7.42%
1st payment$1,244.34$1,244.34$2,835.06
2nd payment$0.00$1,419.53$0.00
Taxes / mo$326.17$326.17$326.17
Insurance / mo$166.67$166.67$166.67
MI / mo$190.79$190.79$83.70
HOA / mo$89.00$89.00$89.00
Total monthly$2,016.96$3,436.50$3,500.60
Cash to close$266,298$46,500$46,500