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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$169,961$169,961$216,000
Remaining term (yrs)22.722.730.0
Secondary amount$0$46,039$0
Funding fee$0$0$0
Note rate3.8%3.8%7.18%
Blended rate4.65%5.577%7.42%
1st payment$928.76$928.76$1,463.26
2nd payment$0.00$345.29$0.00
Taxes / mo$82.17$82.17$82.17
Insurance / mo$150.00$150.00$150.00
MI / mo$141.19$141.19$43.20
HOA / mo$320.00$320.00$320.00
Total monthly$1,622.11$1,967.40$2,058.63
Cash to close$70,039$24,000$24,000