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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,111$424,111$584,996
Remaining term (yrs)23.723.730.0
Secondary amount$0$160,885$0
Funding fee$2,121$2,121$0
Note rate3.21%3.21%7.18%
Blended rate3.21%4.527%7.42%
1st payment$2,123.67$2,123.67$3,962.96
2nd payment$0.00$1,072.57$0.00
Taxes / mo$394.67$394.67$394.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$95.33$95.33$95.33
Total monthly$2,780.34$3,852.90$4,736.63
Cash to close$225,884$65,000$65,000