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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$324,464$324,464$400,500
Remaining term (yrs)27.127.130.0
Secondary amount$0$76,036$0
Funding fee$1,622$1,622$0
Note rate7.22%7.22%7.18%
Blended rate7.22%7.558%7.42%
1st payment$2,271.68$2,271.68$2,713.13
2nd payment$0.00$570.27$0.00
Taxes / mo$193.33$193.33$193.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,615.01$3,185.28$3,136.56
Cash to close$120,536$44,500$44,500