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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$424,001$424,001$427,500
Remaining term (yrs)28.128.130.0
Secondary amount$0$27,249$0
Funding fee$0$0$0
Note rate6.44%6.44%7.18%
Blended rate6.99%7.285%7.42%
1st payment$2,721.22$2,721.22$2,896.03
2nd payment$0.00$269.65$0.00
Taxes / mo$332.92$332.92$332.92
Insurance / mo$166.67$166.67$166.67
MI / mo$198.56$198.56$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,419.36$3,689.02$3,481.12
Cash to close$50,999$23,750$47,500