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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$482,282$482,282$503,910
Remaining term (yrs)25.825.830.0
Secondary amount$0$49,623$0
Funding fee$2,411$2,411$0
Note rate5.51%5.51%7.18%
Blended rate5.51%6.104%7.42%
1st payment$2,915.98$2,915.98$3,413.66
2nd payment$0.00$491.06$0.00
Taxes / mo$434.33$434.33$434.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.78
HOA / mo$0.00$0.00$0.00
Total monthly$3,516.98$4,008.04$4,115.44
Cash to close$77,618$27,995$55,990