Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$499,656	$436,500
Remaining term (yrs)	29.1	30.0
Secondary amount	$0	$0
Funding fee	$2,498	$0
Note rate	4.62%	7.18%
Blended rate	4.62%	7.42%
1st payment	$2,601.54	$2,957.00
2nd payment	$0.00	$0.00
Taxes / mo	$604.67	$604.67
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$87.30
HOA / mo	$0.00	$0.00
Total monthly	$3,372.87	$3,815.64
Cash to close	$0	$48,500