Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$546,373	$522,000
Remaining term (yrs)	25.2	30.0
Secondary amount	$0	$0
Funding fee	$2,732	$0
Note rate	3.11%	7.18%
Blended rate	3.11%	7.42%
1st payment	$2,599.52	$3,536.21
2nd payment	$0.00	$0.00
Taxes / mo	$555.42	$555.42
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$104.40
HOA / mo	$39.58	$39.58
Total monthly	$3,361.18	$4,402.27
Cash to close	$33,627	$58,000