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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$193,257$193,257$391,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$198,243$0
Funding fee$966$966$0
Note rate3%3%7.18%
Blended rate3%5.532%7.42%
1st payment$922.67$922.67$2,652.16
2nd payment$0.00$1,321.62$0.00
Taxes / mo$174.17$174.17$174.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$18.75$18.75$18.75
Total monthly$1,265.58$2,587.21$3,073.37
Cash to close$241,743$43,500$43,500