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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$458,960$458,960$648,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$189,040$0
Funding fee$2,295$2,295$0
Note rate2.67%2.67%7.18%
Blended rate2.67%4.225%7.42%
1st payment$2,138.97$2,138.97$4,389.78
2nd payment$0.00$1,260.26$0.00
Taxes / mo$429.00$429.00$429.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$129.60
HOA / mo$58.00$58.00$58.00
Total monthly$2,842.63$4,102.90$5,223.04
Cash to close$261,040$72,000$72,000