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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$99,397$99,397$409,500
Remaining term (yrs)8.78.730.0
Secondary amount$0$310,103$0
Funding fee$0$0$0
Note rate5.57%5.57%7.18%
Blended rate6.42%7.427%7.42%
1st payment$1,189.36$1,189.36$2,774.10
2nd payment$0.00$2,002.75$0.00
Taxes / mo$190.58$190.58$190.58
Insurance / mo$166.67$166.67$166.67
MI / mo$147.24$147.24$81.90
HOA / mo$65.00$65.00$65.00
Total monthly$1,758.85$3,761.60$3,278.25
Cash to close$355,603$45,500$45,500