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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$438,208$438,208$472,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$34,292$0
Funding fee$0$0$0
Note rate2.8%2.8%7.18%
Blended rate3.65%4.038%7.42%
1st payment$2,037.43$2,037.43$3,200.88
2nd payment$0.00$257.19$0.00
Taxes / mo$667.92$667.92$667.92
Insurance / mo$166.67$166.67$166.67
MI / mo$351.23$351.23$94.50
HOA / mo$40.33$40.33$40.33
Total monthly$3,263.57$3,520.76$4,170.29
Cash to close$86,792$52,500$52,500