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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$236,939$236,939$306,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$69,061$0
Funding fee$0$0$0
Note rate2.9%2.9%7.18%
Blended rate3.75%4.935%7.42%
1st payment$1,118.96$1,118.96$2,072.95
2nd payment$0.00$517.96$0.00
Taxes / mo$164.50$164.50$164.50
Insurance / mo$150.00$150.00$150.00
MI / mo$190.42$190.42$61.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,623.88$2,141.84$2,448.65
Cash to close$103,061$34,000$34,000