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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$390,409$390,409$580,500
Remaining term (yrs)22.922.930.0
Secondary amount$0$190,091$0
Funding fee$1,952$1,952$0
Note rate3.6%3.6%7.18%
Blended rate3.6%5.041%7.42%
1st payment$2,082.05$2,082.05$3,932.51
2nd payment$0.00$1,267.27$0.00
Taxes / mo$510.33$510.33$510.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.10
HOA / mo$116.00$116.00$116.00
Total monthly$2,875.05$4,142.32$4,841.61
Cash to close$254,591$64,500$64,500