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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$89,809$89,809$373,500
Remaining term (yrs)20.820.830.0
Secondary amount$0$283,691$0
Funding fee$449$449$0
Note rate3.9%3.9%7.18%
Blended rate3.9%6.824%7.42%
1st payment$523.92$523.92$2,530.22
2nd payment$0.00$1,832.17$0.00
Taxes / mo$186.58$186.58$186.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$319.00$319.00$319.00
Total monthly$1,179.50$3,011.67$3,260.50
Cash to close$325,191$41,500$41,500