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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,027$256,027$391,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$135,473$0
Funding fee$0$0$0
Note rate3.11%3.11%7.18%
Blended rate3.96%5.358%7.42%
1st payment$1,218.12$1,218.12$2,652.16
2nd payment$0.00$903.16$0.00
Taxes / mo$323.33$323.33$323.33
Insurance / mo$150.00$150.00$150.00
MI / mo$201.80$201.80$78.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,893.26$2,796.41$3,203.79
Cash to close$178,973$43,500$43,500