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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$317,436$317,436$409,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$92,064$0
Funding fee$1,587$1,587$0
Note rate6.46%6.46%7.18%
Blended rate6.46%7.031%7.42%
1st payment$2,045.68$2,045.68$2,774.10
2nd payment$0.00$690.48$0.00
Taxes / mo$115.25$115.25$115.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.90
HOA / mo$30.00$30.00$30.00
Total monthly$2,357.60$3,048.08$3,167.91
Cash to close$137,564$45,500$45,500