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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$233,130$233,130$328,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$95,370$0
Funding fee$0$0$0
Note rate2.8%2.8%7.18%
Blended rate3.65%5.203%7.42%
1st payment$1,115.33$1,115.33$2,225.37
2nd payment$0.00$715.28$0.00
Taxes / mo$247.00$247.00$247.00
Insurance / mo$150.00$150.00$150.00
MI / mo$192.27$192.27$65.70
HOA / mo$190.00$190.00$190.00
Total monthly$1,894.60$2,609.87$2,878.07
Cash to close$131,870$36,500$36,500