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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$383,214$383,214$459,000
Remaining term (yrs)27.527.530.0
Secondary amount$0$75,786$0
Funding fee$1,916$1,916$0
Note rate6.88%6.88%7.18%
Blended rate6.88%7.23%7.42%
1st payment$2,587.01$2,587.01$3,109.43
2nd payment$0.00$568.40$0.00
Taxes / mo$555.75$555.75$555.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$120.33$120.33$120.33
Total monthly$3,429.76$3,998.16$4,043.97
Cash to close$126,786$51,000$51,000