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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$370,811$370,811$512,910
Remaining term (yrs)24.624.630.0
Secondary amount$0$142,099$0
Funding fee$1,854$1,854$0
Note rate3.06%3.06%7.18%
Blended rate3.06%4.429%7.42%
1st payment$1,781.94$1,781.94$3,474.63
2nd payment$0.00$947.33$0.00
Taxes / mo$284.75$284.75$284.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.58
HOA / mo$40.00$40.00$40.00
Total monthly$2,273.35$3,220.68$4,068.63
Cash to close$199,089$56,990$56,990