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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$230,198$230,198$305,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$74,902$0
Funding fee$0$0$0
Note rate2.8%2.8%7.18%
Blended rate3.65%4.963%7.42%
1st payment$1,070.30$1,070.30$2,066.85
2nd payment$0.00$561.76$0.00
Taxes / mo$191.08$191.08$191.08
Insurance / mo$150.00$150.00$150.00
MI / mo$184.51$184.51$61.02
HOA / mo$434.00$434.00$434.00
Total monthly$2,029.89$2,591.65$2,902.96
Cash to close$108,802$33,900$33,900